Mortgage is the Vehicle. Wealth is the Destination

First Name *

Last Name *

Email *

Phone *

C - CLARITY About Your Financial Goals

Let's begin by understanding your financial vision and goals.

How clear are you about your short- and long-term financial goals? *

I have written goals and a plan to achieve them

I have some goals in mind but nothing structured

I know I need goals but haven't set any yet

I'm just trying to make ends meet right now

Which best describes your current financial priority? *

How would you describe your current relationship with money? *

O - ORGANIZATION of Your Finances

Now, let's assess how organized and structured your current finances are.

How would you describe your budget and spending tracking? *

I don't track my spending or have a budget

I have a general idea of my expenses but no formal budget

I have a budget but don't always stick to it

I follow a budget and track most expenses

I have a detailed budget system that I review and adjust regularly

How organized are your financial documents and accounts? *

Scattered and difficult to locate when needed

Somewhat organized but not systematically

Organized but could use improvement

Well-organized and accessible

Completely systematic with regular reviews and updates

Do you have a structured plan for managing and paying down debt? *

No, I struggle to keep up with minimum payments

I make more than minimum payments when possible

I have a basic plan to pay down my highest interest debt first

I have a structured debt payoff plan with timelines

I have minimal or strategic debt that supports my wealth-building

M - MINDSET About Wealth

Your beliefs and attitudes about money significantly impact your financial success.

How would you describe your money mindset? *

I often feel anxiety or shame around money

I'm working to overcome limiting beliefs about money

I have a neutral relationship with money

I believe money is a tool for creating opportunity

I have an abundance mindset and see wealth as a spiritual blessing

How do you handle financial setbacks? *

They overwhelm me and knock me off course

They stress me out but I eventually recover

I handle them but they significantly slow my progress

I see them as learning opportunities

I anticipate obstacles and have contingency plans in place

How consistent are you with your financial habits? *

I struggle to maintain any consistent financial habits

I'm inconsistent but trying to build better habits

I maintain good habits in some areas but not others

I have established several strong financial habits

My financial success is built on consistent, purposeful habits

P - PROTECTION Strategies

Let's assess how well you've protected your current and future wealth.

How would you rate your emergency preparedness? *

I have no emergency savings

I have less than one month of expenses saved

I have 1-3 months of expenses saved

I have 3-6 months of expenses saved

I have 6+ months of expenses saved

Which insurance products do you currently have? *

Health insurance only

Health and auto insurance

Health, auto, and home/renters insurance

All of the above plus life insurance

Comprehensive coverage including disability and umbrella policies

(Select all that apply)

How have you protected your legacy and assets? *

I haven't thought about estate planning yet

I've thought about it but haven't taken action

I have basic documents like a will in place

I have a comprehensive estate plan

I have advanced asset protection and legacy planning in place

A - ASSETS and Wealth Building

Let's assess the assets you're building and how you're leveraging them.

How diversified is your asset portfolio? *

I don't have significant assets yet

I have one primary asset (like my home)

I have a few different types of assets

I have multiple assets across different categories

I have a strategically diversified asset portfolio across multiple classes

How are you leveraging your home or real estate in your wealth strategy? *

I rent and have no real estate investments

I own my primary residence but consider it just a place to live

I own my home and understand its role in building equity

I strategically use my home equity as part of my wealth plan

I own multiple properties or use real estate as a key wealth-building strategy

Beyond real estate, how are you building other assets? *

I'm not actively building other assets yet

I have a small investment portfolio or retirement account

I'm steadily contributing to growing my investments

I have a diversified approach to building multiple asset types

I strategically balance multiple asset classes for optimal returns

S - SUPPORT Network

Let's assess the support systems that help you achieve financial success.

Who helps you make financial decisions?

I make decisions alone with limited knowledge

I occasionally seek advice from friends or family

I research decisions thoroughly before making them

I consult with financial professionals for major decisions

I have a team of advisors who help guide my financial strategy

How would you describe your financial accountability? *

I keep my finances private and don't discuss them

I occasionally talk about financial goals with others

I have someone who informally helps keep me accountable

I regularly review progress with a spouse/partner or friend

I have structured accountability through advisors or mastermind groups

How do you approach continuous learning about finances? *

I rarely seek financial education

I occasionally read financial articles or content

I regularly consume financial education content

I actively study financial strategies and concepts

I have a structured approach to continuously improving my financial knowledge (5 points)

S - SYSTEMS For Financial Success

Finally, let's assess the systems you use to automate, track, and maintain your financial progress.

How automated is your financial management?

I handle everything manually and often miss payments or savings goals

I have some bills on auto-pay but manage most things manually

I have automated my essential bills and some savings

I have automated most of my financial life including "paying myself first"

I have a fully automated financial system that requires minimal maintenance

How do you track your financial progress? *

I don't regularly track my finances

I occasionally check account balances and statements

I review my finances monthly but without a structured system

I use tools/apps to track my progress toward financial goals

I have a comprehensive system for tracking all aspects of my finances

How regularly do you review and adjust your financial plan? *

I don't have a formal financial plan to review

I think about my finances when problems arise

I review aspects of my finances occasionally

I have scheduled quarterly reviews of my financial plan

I have a systematic approach to reviewing and optimizing my finances